Local | Experienced | Trusted
Stewart Mortgage Corp. Lends Opportunity
Real estate investing is more than just a financial commitment, it’s a decision that involves professional and personal business decisions for years to come. That’s why you need a trusted mortgage company who efficiently navigates the market and puts your needs at the forefront of every decision.
At Stewart Mortgage Corp., we’ve provided clients in Kamloops and the surrounding area with sound residential and commercial support for more than 35 years. Be it property investments, new construction, credit rebuilding or commercial development; we’ll expand your business intelligence so you can make the best choice for you or your business.
Established in 1982, Stewart Mortgage Corp. still believes in common sense lending because we value every person involved in the investment process. Led by mortgage professional Jamie Stewart, we’re providing clients with smarter, more secure investment opportunities so they can live out their dreams or reach goal pinnacles.
Backed by superior firsthand experience and in-depth market and area knowledge, we specialize in the most essential investment areas, including:
- Construction Loans
- First and Second Mortgages
- Residential and Commercial Properties
- Property Investment and Development
- Credit Rebuilding
- And More
When you value reliability, honesty, and integrity, Steward Mortgage Corp. will be there with answers and solutions you can trust. With a wide network of support and quick, reliable answers, turn to a team that’s got your best interest in mind.
Meet Jamie Stewart
Licensed Mortgage Specialist
Jamie Stewart is a licensed mortgage specialist who grew up learning and practicing the art of navigating the real estate investing market, and for the last 10 years has been one of the most relied upon names in the Kamloops area.
Passionate about helping clients reach their property investment goals, Jamie enjoys the challenges that comes with being a successful mortgage broker. From working with first-time homebuyers who need credit counseling to keeping businesses moving forward and expanding with the changing times, he truly values helping people succeed.
When not in the office, you’ll find him spending time with his three sons, Jacob, Riley and Paton, his partner Julie, and their French Bulldogs—Russel and Lulu. He cares deeply about technology, music, paleo food and cooking, business marketing and graphic design.
Today, he works diligently to drive Stewart Mortgage Corp. forward and help clients find the financial stability and investment support they need to take a strong financial step forward in life.
Looking to invest in property but want to make sure you’re making a smart personal decision? Apply today by downloading our mortgage application to email or fax or drop it off to us. Please feel free to contact us directly to get started!
Stewart Mortgage Corp.
Then and Now
Stewart Mortgage Corp. Was Incorporated
Kam-Mic Investment Corp. was formed as a private lending source for Stewart Mortgage Corp.
Jamie Stewart Started working with Parents John & Gail to modernize the Family Business and came on full time in 2008
First Stewart Mortgage Corp. Website was launched
Moved into new location upstairs in the Centennial Building in Kamloops and We Celebrated our 30th year in business.
Large 2 page ad display in the Kamloops Realty Section of the Kamloops Daily News To Celebrate Our 30th Anniversary
Nominated for Small Business of The Year Award from the Kamloops Chamber of Commerce.
Brand New Website Launched
$500,000 Construction Mortgage
The appraisal came in at $750,000 on this beautiful spec home in Juniper, making this an easy deal at 66% LTV with one of our long time repeat builders. The builder was able to get a draw schedule that best suited their needs and focus only on their project, not the financing.
$1.4 Million Development Mortgage
This development mortgage was secured over 20 duplex lots. The developer wanted the money to keep the work progressing and have a few finished units ready for sale.
$600,000 Inter-Alia Development Mortgage
This was secured by three separate parcels worth over $3 Million located near a booming ski resort. The developer wanted the funds to finish off the work so he could start subdividing the lots off and sell them individually.
$850,000 1st Mortgage on Private Landfill
Client had two separate mortgages on the land and wanted to consolidate them into one, with a lower annual percentage rate. There was a sale pending on the property within 9 months so we were able to provide quick financing to clean things up, knowing there was a solid exit strategy.
$350,000 Construction Mortgage
This client has dealt with Stewart Mortgage Corp. for 30+ years. Appraisal was $500,000 making this 70% LTV construction deal a no brainer for us. We strive to build long term relationships with all of our clients, many we have dealt with 10+ years.
$500,000 Marina in Port Coquitlam
Client was looking for money to purchase another property. This property was free and clear and had lots of equity. We were able to have this advanced within a few short days and helped the client keep his deadline on the new purchase.
$500,000 1st Mortgage
This 1st mortgage was on a remote lake property making it more difficult for conventional financing. Client was well established and had an excellent net worth. This property was meant to be a vacation home. We were able to make things happen so that he could purchase his dream vacation home and enjoy some time off from his busy work schedule.
$320,000 1st Mortgage – Flex Down
This mortgage was placed with one of our institutional banks. Client had saved up quite a bit for his down payment but was a little short. One of our lenders has a Flex Down product that allowed him to borrow the remainder from his low interest Line of Credit to top up the difference. Stewart Mortgage Corp. is truly your one stop shop for all mortgages.
Private Lending Guidelines
Stewart Mortgage Corp. specializes in all kinds of mortgages and truly has a mortgage for everyone. Aside from being able to access all of the top lenders across Canada to get you the best rates out there, we understand that not everyone may be able to qualify for those products at this time, or that may not suit their needs. We have over $20 Million of private mortgages under administration right in our office. Whether you need to rebuild your credit, or have amazing credit and just don’t want to deal with an institutional lender, our private funds may be the option you are looking for.
- We do 1st and 2nd Mortgages on Residential and Commercial Properties
- Maximum 75% Loan to Value on recent appraisal
- Serving all of BC but specializing in Kamloops and the surrounding area
- Terms from 6 months to 2 years
- Interest Only payments available
- Very competitive fess starting at 1%
- 1st Mortgage Rates starting at 8%
- 2nd Mortgage Rates starting at 9%
- Will do new construction and spec builds, must have HPO New Home Warranty
As first time home buyers we had a lot of questions and concerns. Jamie at Stewart Mortgage Corp went above and beyond to guide us through the process start to finish. Professional, knowledgeable, and an all around great guy, we are very grateful for being able to work with Jamie.
Have had the pleasure of dealing with Stewart Mortgage. We were in a bind and needed an iterim mortgage fast. Stewart Mortgage came through!
Great experience setting up my first mortgage with Jamie. Made it painless and easy. Got me an unreal rate being a first time home buyer. Highly recommended for any of your future mortgages! Thanks for everything!
~ Corey Acres
I have been involved in the construction business in Kamloops for over thirty-five years and have looked to Stewart Mortgage Corp. for most of my construction needs for the past twenty-five years.
Stewart Mortgage has been able to assist and provide me with the funds needed for all the projects I have presented to them. Stewart Mortgage does all inspections and advances on the funding and are only a phone call away. This makes it easy for me to concentrate on my project. I would highly recommend Stewart Mortgage Corp. to anyone looking for financing whether construction or residential.
Gail, John and Jamie surely one of the best business partners in this area. Gail is dearly missed but she educated the boys well and they have carried the business on with pride. We have known the family for quite a number of years and have dealt with them confidently. We wish them the best in the future.
We were so pleased with your service in obtaining our mortgage that I suggested you to our son.
I have been a Home Warranty builder in Kamloops for over forty years and have arranged many construction mortgages through Stewart Mortgage Corp. over the past twenty. At all times I have found their service to be professional and efficient. I would highly recommend Stewart Mortgage Corp.
Thanks so very much Jamie. I’ve never in a long time felt so comfortable with a financial specialist from the get go. You and your company have done a superior job for us and for a moment don’t ever think we will forget it. I will if I ever get the chance send business your way in any way I can.